Browse Moorings Naples Florida Real Estate Listings For Sale

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The state of Florida has always been known for three things in general when it comes to real estate. It’s a great place to live, a great place to retire and a great place to vacation. Which of these three is your goal this time around? If you’re thinking about vacation, then there are plenty of great vacation homes for sale in Naples, Florida. If relocating, vacation properties or condos are still not out of the question, but there are certainly great houses, apartments and more.

What has made you choose Naples FL as your location? Naples is specifically known as a great city for people getting ready to retire. It’s also a very affluent area of Florida, as incomes per household are high up there on the list when it comes to the national average. There is only one other city in America that has a higher proportion of millionaires than Naples. Now isn’t that something.

Of course, you certainly don’t want to let that intimidate you if you’re not one of those millionaires. It’s going to be a great place for you to live or have those fun filled vacations. If you’re relocating, do you already have a job? As you look at the various real estate listings in Naples, you can also check out the top employers. Where you work might influence where you would like to live in the city. There are all kinds of great areas and properties to choose from.

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Do you have kids? If so, then you’re going to be paying attention to schools as well. As you see the different real estate listings in Moorings Naples, Florida, see which schools are for those areas. You’ll also be happy to know that there is public transportation available in Naples as well, which can certainly help you get around. It all depends on what type of living experience you want when you move to this beautiful city.

You do plan on visiting all the state parks and beaches, right? Are you looking for that property on the beach, or do you just want to make sure you are close by? When I relocated a few years back to a coastal city in South Carolina, my goal was to get right on the beach. That’s what I did, and maybe that’s what you’re looking for, too.

Are you a golfer? You do know that just about anywhere in Florida is a great golfing location, right? If you’re a golfer, check to see which properties are close to the golf courses you want to frequent. There are also a slew of famous people that live in Naples. It’s not going to be like running into stars in LA of course, but just saying, it’s a place where many famous people have purchased their piece of paradise. That’s what you’re looking to do, too, and you’ve got a diverse range of properties to browse to find the right home for you and your family.

Posted In Naples Golf Luxury Homes | Naples Real Estate | Naples Real Estate Properties

Finding Houses In Lely Resort Florida For Sale

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My husband and I want to move to another home within the city we already live in. Recently a friend of ours moved to Lely Resort in Florida and said it is a great area to live in. She said her home was quite expensive but she loves the area and it’s safe. Recently she invited us over for a party and we got to see the area she lives in and see her new house. We also got to meet a few of her neighbors and they seemed really nice.

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After that party and seeing some of the houses in this area, we decided we want to live here. Now we are looking for houses in Lely Resort Florida for sale. When we were at our friends house she told us about a few that are for sale and another one that is going to be for sale soon. She pointed that one out to us and said they were moving because they had to relocate for work. The house is really nice and looks to be about the size we need. We plan on waiting for this particular house to go up for sale because it is closer to my friends too.

We have looked at a few other homes in Lely Resort Florida for sale with this website: http://naplesluxurygolfrealestate.com/lely-resort-homes/ and found great results. They seem awfully expensive and a little too small for us. I want to find a large home because the one that we have now is smaller and it’s starting to feel cramped because we have acquired so many things over the years.

After seeing the prices of some of the houses there, we asked our friend what she thought they may sell that one for. She said she wasn’t sure but they were really nice people and she would ask them. She said she was going to let them know a friend of hers is interested in the home and maybe see if they can get pictures of it for us before it goes on the market to sell.

Hopefully, we can make arrangements for when they do list it for sale so we can be the first ones to look at it and buy it. I hope my friend can get pictures of the inside of the home so I can make sure it’s what we want. I know the outside is really nice and the home looks larger than where we live now.

My friend said she was going to talk to them when she saw them which would possibly even be today. I am anxious to see these pictures because I really do want to move here. I just don’t want to purchase a small home and pay a lot for it. If I am going to buy another home I want to make sure it is exactly what I want and in a location I love. I already love Lely Resort in Florida and hopefully will get to move to the neighborhood soon.

Posted In Naples Golf Luxury Homes | Naples Real Estate | Naples Real Estate Properties

How To Find Real Estate For Sale In Pelican Bay Florida

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Are you in search for a real estate property to move in with your entire family? If so, then this can be an extremely exciting time for you. However, it can also be a tedious and exhausting process. Sifting through endless listings of real estate properties require a significant time investment. But you can make this experience a lot easier and hassle-free if you know what to look for. In this resource, you will discover some useful tips on how to go about finding a real estate for sale in Pelican Bay, Florida.

Situated in northwestern Collier County, Pelican Bay is home to about 7,000 residents. While the place is relatively small, nobody can deny that it’s a beautiful neighborhood. It’s definitely a place where you will feel confident raising your kids and staying in for the long term. With a simple search, you will surely find plenty of available real estate properties in Pelican Bay. You can begin this process using the traditional method of roaming the area and finding that for sale sign in the front lawn.

As you might imagine, taking this route can eat up a huge chunk of your time. Not to mention, it can be costly as well because you also need to pay for gas as you travel the different parts of the area. But it remains an effective way of finding the perfect property for you. There’s simply no substitute to seeing the curb appeal with your own eyes. Looking at pictures may prove to be deceiving. By actually visiting the property, you can rest assured that you’re not getting fooled by fancy images.

With that said, there are still plenty of reasons why you may want to turn to the internet when in search for a new Condos For Sale. You can scour numerous websites dedicated to listing real estate properties for sale in Pelican Bay, Florida. Of course, the primary advantage to taking this approach is convenience. There’s no need to leave your home when doing your search. Just type in a few keywords and you’ll get a long list of properties you can purchase. This can save you a boatload of time, but don’t forget to enlist the services of a real estate agent to help you find the best deals on the market.

Many home buyers make the mistake of not hiring a real estate agent. It’s important to understand that a qualified professional can help you land the best deals and ensure that you’re getting the most value for your money. Just be sure to look for a real estate agent who is familiar with the housing market in Pelican Bay. Through this, you can guarantee that the professional knows the ongoing prices of the real estate properties and point you toward the best choice based on your needs and budget.

As you can see, there are plenty of ways to go about finding the perfect real estate for sale in Pelican Bay, Florida. By using the different options available, you should have no problems looking for the right home at the right price. Don’t forget to call in a professional real estate agent to help you throughout the process.

Posted In Naples Real Estate | Naples Real Estate Properties | Pelican Bay | Pelican Bay Properties
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What You Should know About Real Estate In Lely Resort, Florida

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Lely Resort is positioned in Collier County Florida and is well known for being one of the top luxury residences in the U.S. The area features several world-renowned top class golf course and around 40 unique neighborhoods over 4,000 acres.

Nestled in a Southern corner and related as one of the most sought after and desirable cities worldwide, Lely Resort is associated with luxurious Gulf coast lifestyles. Under ten minutes drive from restaurants, beaches along with other outstanding amenities, this acclaimed community offers entertainment, nature preserves, water, golf and much more that guarantees that you will never be bored when living in this luxurious city.

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Just to the south of Lely Resort is the fantastic Marco Island that is the home to a few of the best shopping and dining in Southwest Florida, and just to the north is the luxurious 5th avenue of Downtown Olde Naples, the main location for coastal classic charm.

The population in Lely Resort is about 63% White, 24% Black and only 1% Asian. About 12% of the residents in Lely Resort are of Latino or Hispanic origin. The average median income in the area is $60,487 and the median home values are around $429,000.

Real Estate In Lely Resort Florida

Once you have made a decision that you would like to find a home to rent or buy in Lely Resort, it is advisable to get an idea of what is available along with what costs you can expect to pay. The median home prices in this city are regarded as higher when compared to the national median. To date there are approximately 4,035 housing units in the city and about 1,186 are occupied by owners and around 722 are currently occupied by individuals who are renting these properties. The median average for a monthly mortgage in this area is around $2,671.

Housing Statistics In Lely Resort Florida

Housing is most often the biggest expense you have to attend to on a monthly basis. If you decide to move to Lely, go here http://www.naplesluxurygolfrealestate.com/lely-resort-homes and the home ownership monthly average for owners is higher when compared to the nation overall. The rent average in Lely is also higher than other averages across the U.S. About 1,340 of the housing units are currently owner-occupied and about 25.2% of the renters and 59.5% of the owners pay just less than around 30% of their monthly incomes towards these housing expenses.

The owners in Lely Resort constitute around 49.4% of the housing units, while 13.7% of these housing units are occupied by various renters. The majority that makes up around 90.9% of the house in Lely Resort was all built after the year 1990 and about 34.6% of the housing units have a minimum of 3 bedrooms or even more.

A large portion of the process of a real-estate search is not only based on a condo or a home but also the way the community will suit the buyer. The area of Lely resort offers several varieties of home options that include single-family homes, villas, smaller villas and the larger custom-estate houses. The condominiums in the community provide a number of floor plans which involve square feet that begins at modest onto exclusively large.

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How To Locate The Top Real Estate Deals In Old Naples Florida

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Purchasing real estate in Florida can be very expensive. It just depends on where you want to live. Property that is closer to the ocean is going to be much more expensive, such as in cities like Fort Lauderdale and Miami. Even on the West Coast, property values are quite high, especially in a city called Naples. A specific section of Naples, called Old Naples, is regarded as one of the top locations for not only some of the most beautiful properties in Florida, but also the most expensive. If you would like to consider the possibility of living in this region of the state, especially close to the ocean, here are some tips on how to get the top real estate deals in Old Naples Florida.

Why The Real Estate Is So Expensive

There are always going to be specific areas where real estate is going to cost more money. For example, properties in Manhattan, Beverly Hills, and even in the central United States is going to be more expensive than others. On the southern coast of Florida, in Old Naples, you will find some of the most expensive properties in the nation. Condominiums can sell between half $1 million, going all the way up to $2 million, and homes can exceed $30 million. It is an affluent area that many wealthy people, especially millionaires, choose to live in because of the exclusivity of the region. There are only a few people that can afford to live in this type of community, and if you would like to be one of them, here is what you should do.

Contacting Real Estate Agents Is The First Step

If you are able to contact at least two realtors in the Old Naples area, or perhaps even national companies like RE/MAX, you should be able to find multiple businesses here Oldnaplesluxuryproperties.com that will provide you with listings for properties that might be well within your budget. Assuming that you have an average of $1 million that you can spend, or qualify for any bank, you should have no problem at all finding a reasonable home in this area that you would like to live in. You must make sure that you contact each realtor, giving them your personal phone number, allowing them to call you the moment that one is listed. If it is a great deal, and it is something that you can definitely purchase, they will be on the phone to call you the moment that it is listed.

How To Save Hundreds Of Thousands Of Dollars

Although it is very common for very expensive homes to lower their prices by millions of dollars, there is an easy way to shave off hundreds of thousands instead. If you are currently looking at two or more properties, especially those in similar areas, you can have your realtor convey this information. If they know that you are looking at a house down the street, or within a few blocks that is virtually identical to yours, they will often offer a special deal in order to motivate you to buy their property, allowing you to save quite a bit of money.

The beautiful homes in Old Naples are exquisite, with some of them old-style mansions. If you are looking for a condominium instead, there are also many available, and this might be perfect for people on the go. If you are interested in purchasing one in the next few weeks, contact a Naples realtor today. They will be able to lead you in the right direction toward motivated sellers that may offer you a deal you simply cannot pass up.

Posted In Old Naples | Old Naples Homes | Old Naples Properties | Old Naples Real Estate
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Unique and Specialty Loan Programs

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Interest Only Loan
The mechanics of an interest only mortgage loan are simple. For a set period you pay only the interest portion of your monthly payment. At the end of the interest only period, your loan reverts back to its original terms, with the monthly payments adjusted to reflect full amortization over the remaining years of the loan.

You won’t build equity during the interest-only term, but it could help you close on the home you want instead of settling for the home you can afford. Since you’ll be qualified based on the interest-only payment, this type of loan is an effective way to obtain your dream home now and invest the principal portion of your payment elsewhere.

Home Equity
If you need to borrow money, home equity lines may be one useful source of credit. They may provide you with large amounts of cash at relatively low interest rates and possibly provide certain tax advantages unavailable with other kinds of loans. (Check with your tax advisor for details.) If you sell your home, most plans require you to pay off your credit line at that time. In addition, because home equity loans give you relatively easy access to cash, you might find you borrow money more freely.

Damaged Credit – Subprime Mortgage
If you have bad credit, you may not qualify for a conventional loan or low down payment loans offered by FHA and VA. In this case, you may consider a subprime mortgage. Because of the higher risk associated with lending to borrowers that have a poor credit history, subprime loans typically require a larger down payment and a higher interest rate.

Subprime loans are one way for you to get into the home you want at today’s price. If you already own a home, a subprime loan can give you an opportunity to clean up your credit and ultimately refinance into a lower rate. If you have a mortgage, you can look at refinancing more than what you currently owe on the house and get cash back for the equity you already have in the home. This cash out could be used to pay off higher rate credit cards, bankruptcy, foreclosure or collections and liens. It could be a good way to clean up a troubled credit history, save money each month and start rebuilding your credit worthiness.

Whether for a purchase or refinance, subprime loans should typically be used as a short term solution, approximately 2-4 years. During that time, you can work to clean up your credit and qualify or a refinance into a lower risk, lower rate loan. Your debt to income level, employment history, type of property and assets are other factors that are taken into consideration when determining if you qualify for a conventional, government or subprime loan.

Stated Income
Primarily for self employed borrowers, but also available for W-2 employees. This is a credit score driven program. You state your income and your employment has to be verified. You do not have to provide pay stubs or W-2’s.

Second Mortgage
A second mortgage will place an additional mortgage on your home and gives the borrower access to equity in their home without refinancing their existing first mortgage loan.. Second mortgage money usually is loaned in a lump sum, rather than in a series of advances made available by writing checks on an account. Also, second mortgages usually have fixed interest rates and fixed payment amounts.

No Documentation
Similar to the Stated Income Loan, only you do not have to document your employement or your income. This specialty loan is primarily for self employed, W-2 employee, or a person on a fixed income.

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