Our Commitment To You
Executive Mortgage of Michigan is proud to be part of a financial services organization that provides superior products and services to its customers. We greatly appreciate the trust that our customers have placed in us, and we will protect that trust by continuing to respect the privacy of all our applicants and customers even if our formal customer relationship ends.
Types of Information We Collect
It is important for you to know that in order to ensure that our customers get the very best service and the highest quality products, we will collect demographic information (e.g. your name and address) and credit information (e.g. information related to your accounts with us). This information comes either directly from you, for instance, from your application and transactions on your account; or, it may come from an outside source such as your credit bureau report. In addition, if you visit our Internet web-site, we may collect certain information about your Internet usage. Gathering this information helps us to identify our customers and manage our customer relationships. It also assists us in the development of products and services to meet the continuing needs of our customers.
We Respect Your Privacy
Since some of the information we gather is not publicly available, we take great care to ensure that this information is kept safe from unauthorized access, and we would never share the information in violation of any regulation or law.
Because we respect your privacy and value your trust, the only employees or companies that can access your private personal information are those that use it to service your account or provide services to you or to us. We diligently maintain physical, electronic and procedural safeguards that comply with applicable federal standards to guard your private personal information and to assist us in preventing unauthorized access to that information.
Sharing Information with Other (Third Parties)
We may also provide information to companies that perform operational services related to your account. The sharing of information with these types of companies is permitted by law. Such a company might include an appraiser, title insurance company, or a financial company (mortgage banker).
Kevin Lutz is an authorized representative of Executive Mortgage of Michigan and maintains this web site and certain other web sites that are linked to this site, and is the owner and the authorized user of all text, images, graphics, photos, animation, music, sounds and other materials contained within these web sites.
The materials contained within these web sites, including, without limitation, any copyrights, trademarks, service marks, and all other proprietary materials, are protected by the U.S. and international copyright laws and treaty provisions, trademarks laws, and other proprietary rights laws. The material contained within these web sites is provided only for lawful uses by customers, employees, and members of the general public. The material may not be copied, republished, incorporated into another web site or reproduced (whether by linking, framing or any other method), transmitted, distributed, uploaded, posted, used to create a derivative work or exploited in any other way without the express written consent of Atlantic Mortgage.
Limited Liability
NEITHER EXECUTIVE MORTGAGE OF MICHIGAN, ITS AFFILIATES OR SUBSIDIARIES, OR ANY OTHER PARTY INVOLVED IN THE CREATION, PRODUCTION OR DELIVERY OF THE INFORMATION AT THIS SITE, NOR THE OFFICERS, DIRECTORS, EMPLOYEES OR REPRESENTATIVES OF ANY OF THE FOREGOING, ARE LIABLE IN ANY WAY FOR ANY DIRECT, SPECIAL, PUNITIVE, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING WITHOUT LIMITATION LOST PROFITS, COST OF PROCURING SUBSTITUTE SERVICE OR LOST OPPORTUNITY) ARISING OUT OF OR IN CONNECTION WITH THIS SITE OR THE USE OF THIS SITE OR A LINKED SITE OR WITH THE DELAY OR INABILITY TO USE THIS SITE OR A LINKED SITE, WHETHER OR NOT ATLANTIC MORTGAGE IS MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES. THIS LIMITATION INCLUDES, BUT IS NOT LIMITED TO, THE TRANSMISSION OF ANY VIRUSES, TROJAN HORSES OR HARMFUL CODE THAT MAY AFFECT A USER'S EQUIPMENT, ANY INCOMPATIBILITY BETWEEN THIS SITE'S FILES AND THE USER'S BROWSER OR OTHER SITE ACCESSING PROGRAM. FAILURE OF ANY ELECTRONIC OR TELEPHONE EQUIPMENT, COMMUNICATION OR CONNECTION LINES, UNAUTHORIZED ACCESS, THEFT, OPERATOR ERRORS, OR ANY ACT OF NATURE. ATLANTIC MORTGAGE DOES NOT GUARANTEE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO THIS SITE OR A LINKED SITE. THE CONTENT, ACCURACY, OPINIONS EXPRESSED, AND OTHER LINKS PROVIDED BY THE LINKED SITES ARE NOT INVESTIGATED, VERIFIED, MONITORED OR ENDORSED BY ATLANTIC MORTGAGE. THE INFORMATION, SOFTWARE, PRODUCTS AND DESCRIPTION OF SERVICES PUBLISHED ON THE SITE OR A LINKED SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS, AND ATLANTIC MORTGAGE SPECIFICALLY DISCLAIMS ANY LIABILITY FOR SUCH INACCURACIES OR ERRORS. CHANGES ARE PERIODICALLY MADE TO THE INFORMATION ON THE SITE AND LINKED SITES.
NO WARRANTIES
ALL PRODUCTS, SERVICES AND CONTENT ON THIS SITE ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. USER AGREES TO INDEMNIFY, DEFEND, AND HOLD EXECUTIVE MORTGAGE OF MICHIGAN HARMLESS FROM ANY LIABILITY, LOSS, CLAIM AND EXPENSE, INCLUDING ATTORNEY'S FEES RELATED TO A USER'S VIOLATION OF THESE TERMS OF USE OR THE USE OF THE SERVICES AND INFORMATION PROVIDED AT THIS SITE.
Links
Clicking on certain links within this web site or certain other web sites that are linked to this web site may take you to other web sites, or may display information on your computer screen from other web sites, which are not maintained by EXECUTIVE MORTGAGE OF MICHIGAN. Such web sites may contain terms and conditions, privacy provisions, confidentiality provisions, or other provisions that differ from the terms and conditions applicable to this web site. Links to other Internet services and web sites are provided solely for the convenience of users. A link to any service or web site is not an endorsement of any kind of the service or web site, its content, or its sponsoring organization. The links contained within this website are for informational purposes only.
Children
Executive Mortgage of Michigan does not knowingly market to, or solicit or collect personal information from, children under the age 18.
Confidentiality of Information
Executive Mortgage of Michigan has taken reasonable steps to ensure the confidentiality of information taken at this website and transmitted via the Internet. However, unexpected changes in technology may be used by unauthorized third parties to intercept confidential information and we cannot be responsible should confidential information be intercepted and subsequently used by an unintended recipient.
Disclaimer:
Advertisers, calculations and/or links at this Web site are are for general information purposes only. It is the sole responsibility of any person viewing these pages to verify by outside means the accuracy of the information prior to taking any action based on the content of this Web site and any Web site linked to it. All of the information provided here, while considered reliable, is not guaranteed by Executive Mortgage of Michigan, Kevin Lutz, or the website designer. Independent verification is always recommended. When in doubt, consult your real estate attorney, mortgage loan officer, Realtor and/or accountant.
These Terms and Conditions were last updated 9/20/2007 Please check periodically for changes or additions.
